How does your credit measure up? Hubby and I have easily racked up a high credit card balance and we are working on paying them down this year. We hope to both pay down our credit and improve our credit score.
Four Smart Ways to Manager Your Credit (and Credit Score)
- Pay your bills, including credit cards, on time each month.
- Check your balances on your credit cards, using as little as possible of your available balances.
- Avoid racking up credit card debt by only charging what you can afford to pay off at the end of each month without letting other bills go unpaid.
- A variety of credit (credit cards, auto loans, mortgage, etc.) is good if managed wisely.
How does your credit measure up? Keep tabs on your credit with a credit analysis site. Credit Sesame is one that can help you save or improve your financial situation in 2012.
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